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This is an expensive form of credit. Direct Express Advance installment loans are designed to meet your borrowing needs. Appropriate emergencies may be a car repair, medical care for you or a family member, or travel expenses in connection with your job.

This service is not intended to provide a solution for all credit needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings, or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Late fees and insufficient funds/returned item fees may apply as described in your Consumer Credit Agreement Addendum. We will never charge you any “hidden fees” that are not fully disclosed in the Addendum.

If you don’t make a payment on time, we will attempt to contact you via one or more authorized methods. Our collections methods will be in accordance with the guidelines of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one of more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with a third-party collection agency.